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1. |
What is a Med Spa? |
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According to the International
Medical Spa Association, a Medical Spa (or Med Spa) is an institution whose
primary purpose is to provide comprehensive medical and wellness care in an environment
which integrates spa services as well as conventional and complimentary therapies
and treatments.
Med Spas are relatively new and evolved from the cosmetic medicine industry and
utilize non-surgical, cosmetic medical technology. Procedures performed at a med
spa include Botox Injections, Laser Hair Removal, Chemical Peels and Dermal Fillers and more.
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2. |
What coverage does the Med Spa professional liability insurance offer? |
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Although coverage may vary, most policies include liability limits of $1,000,000
per occurrence and $3,000,000 in aggregate.
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3. |
What procedure are covered by a Med Spa Liability Policy? |
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In most cases your med spa liability policy will cover most of the common procedures
performed at a med spa including botox injections, chemical peels, dermal fillers
and laser hair removal. Because the med spa industry is constantly evolving and
new treatments are being added to the roster of services at many med spas it is
important to get the best rates and assistance from a licensed liability consultant on your particular
needs. Click here for your Free No-Obligation Med Spa Insurance
Quote.
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4. |
Who within the Med Spa facility does the liability coverage associated with Med
Spa insurance cover? |
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Typically coverage is extended to the Med Spa, Anti-Aging Clinic, Physicians, Medical
Directors and staff members such as Estheticians, PAs, RNs and NPs.
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5. |
Do I have to pay for my Med Spa malpractice insurance premium up front and in full? |
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Most insurance carriers do require an up front annual premium payment for this type
of coverage, however installment payments through a finance option may be available.
To get the best advice from experienced insurance professionals request your
free no-obligation Med Spa malpractice insurance quote. They will be glad
to answer your questions and provide you with all the information you need. |
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6. |
As a facility owner isn't the insurance I have for my Day Spa adequate for a Med
Spa? |
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Because physicians are used in a Med Spa and the procedures they perform are considered
by most states to be medical procedures, the insurance coverage associated with
Day Spas will not cover the professional liability aspect of the Day Spa thus medical
spa malpractice insurance is necessary.
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7. |
I am a physician and I already have medical malpractice insurance. If I associate
myself with a Med Spa facility can't I simply add a rider to my existing medical
malpractice policy that will extend to the Med Spa? |
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It is important to note that most medical malpractice insurance companies do NOT offer riders
that extend to Med Spas. As a physician who will be working in a medical spa it
is highly recommended that you obtain Med Spa specific coverage to properly protect
you.
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