CoverMD.com – Website Privacy Policy

We Respect Your Privacy. CoverMD.com and its parent company, NJSave LLC, has created this privacy policy to demonstrate our firm commitment to your privacy and the protection of your information. It also describes the choices available to you regarding our use of your personal information and how you can access and update this information.

CoverMD.com has been awarded TRUSTe's Privacy Seal signifying that this privacy policy and practices have been reviewed by TRUSTe for compliance with TRUSTe's program requirements including transparency, accountability and choice regarding the collection and use of your personal information. The TRUSTe program does not cover information that may be collected through downloadable software. TRUSTe's mission, as an independent third party, is to accelerate online trust among consumers and organizations globally through its leading privacy trustmark and innovative trust solutions. If you have questions or complaints regarding our privacy policy or practices, please contact us at 1-888-988-2683. If you are not satisfied with our response you can contact TRUSTe here

What information do we collect?

We collect information from you when you fill out a form on our website.

When filling out a form our site, as appropriate, you may be asked to enter your: name, e-mail address or phone number as well as other relevant information needed to complete your request. You may, however, visit our site anonymously.

As is true of most Web sites, we automatically gather information about your computer such as your IP address, browser type, referring/exit pages, and operating system.

What do we use your information for?

Any of the information we collect from you may be used in one of the following ways:

With respect to requests for quotes on liability insurance the information submitted to us is only available to licensed insurance professionals managing this information for purposes of contacting you or sending you emails based on your request for a free no-obligation malpractice insurance quote or other requested information and to contracted service providers for purposes of providing services relating to our communications with you.
All requests for a rate quote are free and there is no obligation on your behalf.
To improve our website
(we continually strive to improve our website offerings based on the information and feedback we receive from you)
To improve customer service
(your information helps us to more effectively respond to your customer service requests and support needs)
To send confirmation emails
The email address you provide may be used to send you a one time email confirming your request for a free no-obligation quote on liability insurance and\or any other service you may request on our website.
Your email address is NOT added to any mailing lists or used for any other marketing purposes by NJSave LLC or any other third party.

Why were you contacted?

If an insurance professional contacted you then your details were provided to CoverMD.com as someone who has expressly shared this information for the purpose of receiving a free no-obligation quote on liability insurance.

Cookies and Other Tracking Technologies

We use cookies on this site. Cookies are small files that a site or its service provider transfers to your computers hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information. We use cookies to understand and save your preferences for future visits and compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future. We do not link the information we store in cookies to any personally identifiable information you submit while on our site.

We use a third party to gather information about how you and others use our Web site. For example, we will know how many users access a specific page and which links they clicked on. We use this aggregated information to understand and optimize how our site is used.

Do we disclose any information to outside parties?

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law such as to comply with a subpoena, or similar legal process, enforce our site policies, or protect ours or others rights, property, or safety. Also, non-personally identifiable visitor information is not provided to other parties for marketing, advertising, or other uses.

Links to Other Web Sites

Our Site includes links to other Web sites whose privacy practices may differ from those of NJSave LLC. If you submit personal information to any of those sites, your information is governed by their privacy statements. We encourage you to carefully read the privacy statement of any Web site you visit.

Customer Testimonials/Comments/Reviews

We post customer testimonials/comments/reviews on our web site which may contain personally identifiable information. We do obtain the customer's consent via email prior to posting the testimonial to post their name along with their testimonial.

Security

The security of your personal information is important to us. We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, we cannot guarantee its absolute security.

If you have any questions about security on our Web site, you can contact us at support@covermd.com

Online Privacy Policy Only

This online privacy policy applies only to information collected through our website and not to information collected offline.

Terms and Conditions

Please also visit our Terms and Conditions section establishing the use, disclaimers, and limitations of liability governing the use of our website at www.CoverMD.com/TermsofUse.aspx

Your Consent

By using our site, you consent to our website's privacy policy.

Additional Policy Information

Data Retention
We will retain your information for as long as your account is active or as needed to provide you services. If you wish to cancel your account or request that we no longer use your information to provide you services contact us at support@covermd.com. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.

Correcting and Updating Your Personal Information
To review, delete and update your personal information to ensure it is accurate, contact us at support@covermd.com.

Notification of Privacy Statement Changes We may update this privacy statement to reflect changes to our information practices. If we make any material changes we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on this Site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.

Last Modified Date

This privacy policy was last modified on June 26th 2011

Contact Information

If there are any questions regarding this privacy policy you may contact us using the information below or contact us online via our Contact Form

NJSave LLC
Attn: CoverMD.com
8 Station Square
Suite #1
Rutherford, NJ 07070
Tel: 888-988-2683

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